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BellaOnline's Home Ownership Editor

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 F E A T U R E   A R C H I V E  

Archive by Article Title | Archive by Date

Exterior Home Maintenance
There are many different types of siding for the exterior surface of a home. In different parts of the country, different exteriors are dominant. For instance, in the southern part of the United States, concrete and stucco are very common. In the northern sections,...

Factors Affecting Home Value
No matter what the climate of the real estate market is, there are several factors that have been around forever that will have a direct affect on home values. Everyone is aware that an over abundance of foreclosure properties in a particular neighborhood will bring market values down while a short

Factors Affecting Home Value
No matter what the climate of the real estate market is, there are several factors that have been around forever that will have a direct affect on home values. Everyone is aware that an over abundance of foreclosure properties in a particular neighborhood will bring market values down while a short

Facts About Credit Scores
To people who are not familiar with the term credit score, they often assume that this is the score that we get in our credit cards for the number of purchases that we have made every year. Nothing is further from the truth. Credit scores are actually the grade that you get depending on how reliable

Facts About Refinancing
Important facts to know if you are considering a mortgage refinance

Fannie Mae Updates its Guidelines
Everyone is aware of how difficult it has become to purchase a home as the current guidelines have continued to become stricter. Compared to years ago, when just about anyone could obtain a mortgage, today's atmosphere is quite different. Fannie Mae has recently announced changes that will go into

FHA Increases Loan Limits
Back on October 1st, FHA loan limits, as well as conventional loan limits, were reduced to $625,500 which was actually a scheduled change. Lawmakers felt that it was time get reduce the government's influence and involvement in all mortgage entities.

FHA/VA Government
FHA and VA Loans: what are they and how to get them.

Financial Health
The first step to home ownership is evaluating your finances. The best way to accomplish this task is to develop a simple budget including expenses and income. You will find a myriad of little insignificant expenses you can avoid and be on your way to building your income.

Finding the Best Mortgage Rate
People are often confused about mortgage rates and why they differ from lender to lender. Even more troublesome is finding the best mortgage rates available. There are some guidelines to follow to find the best mortgage rate for your particular circumstance.

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