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 F E A T U R E   A R C H I V E  

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What is a Commodity?
Do you know what a commodity is? Commodities are the building blocks of the products we buy and eat. Commodities can be a part of an investment portfolio.

What Is A Corporate Bond?
A corporate bond is a debt obligation issued by a company. You loan a company money through a bond. In return, they promise to repay your initial investment plus interest for the use of your money. A company issues a corporate bond to raise money it needs for operating the company.

What is a Market Linked CD?
A market-linked CD, when carefully chosen, offers a way to keep your principal safe while potentially gaining a higher return. The CD is linked to more riskier investments but good research is needed to find a worthwhile CD.

What Is A Mutual Fund?
A mutual fund is an investment vehicle that combines money from many people to buy individual investments. Mutual funds invest in hundreds or thousands of these underlying investments. This provides a convenient way to diversify a portfolio.

What Is A Prospectus?
A prospectus is a document issued by a mutual fund company to explain the details of a mutual fund it is offering for investment. A mutual fund is required by law to provide detailed information to an investor before they choose to invest with the company. Do you know what is in a prospectus?

What Is A Stock?
A stock is a part ownership in a company. A share represents that part ownership. Stock is issued by a company to raise money for its operations. Stock in a company gives you the right to share in the profits that the company makes.

What is a Target-Date Fund?
Do you get tired of managing your investments? Are you unsure how to adjust your portfolio over time? A target-date fund is designed to make investing more convenient for you. Do you know the facts about target-date funds?

What Is An Exchange Traded Fund?
An exchange-traded fund (ETF) is an investment that is composed like a mutual fund but trades like a stock. Do you want an investment that is low-cost, diversified and tax efficient? Then an exchange-traded fund may be for you.

What is Dividend Investing?
Dividend investing means investing in the stocks of companies that pay a dividend. Many companies do not pay a dividend to their stock holders. What is the advantage of investing in ones that do?

What is P2P Lending?
P2P lending, also known as peer-to-peer lending, is lending money directly to an individual. P2P lending bypasses banks in the lender to borrower transaction. It allows lenders to gain higher interest rates on the loans they initiate.

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