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Monte Carlo Calculators For Retirement Planning
Ever wonder if you are saving enough for retirement? Retirement calculators are a good way to get a ballpark figure of how your plan is doing. One very good type of calculator is a Monte Carlo Simulator. It simulates how your portfolio will do under a range of real world market conditions.
Multiple Streams of Income
Do you rely on one stream of income? What would you do if that income was lost? Having multiple streams of income can benefit anyone. It provides a backup when your main source of income is lost.
Municipal Bonds Explained
Are you in a high federal income tax bracket? Does your state collect a high income tax? Then you may want to consider investing in municipal bonds. Municipal bonds are bonds that are issued by a state government/municipality.
Mutual Fund Fees Explained
Do you have to pay investing fees? Mutual fund companies charge various fees. Would you like to know which ones to avoid?
No-Load vs. Load Funds
Some mutual funds charge a sales load to invest in them. Others do not. Should you pay this sales charge?
Online Investing and Identity Theft
Investing online is very convenient. However, it carries the risk of identity theft. A few simple steps can protect your accounts and your identity.
Organize Your Finances
An organized financial life is important to peace of mind. Disorganization can cause missed opportunities and excess costs. Do you keep your finances organized?
P2P Lending Advantages
Peer-to-peer lending, also known as P2P, involves lending money to individuals directly. An online website dedicated to P2P lending is used. Are you aware of the advantages of lending to your peers?
P2P Lending Disadvantages
Peer-to-peer lending has become popular in this low interest rate economy. But with higher interest comes higher risks. Do you know the disadvantages of investing in P2P loans?
Passive Income Investing
Passive income is a popular goal of many people. Did you know that investing can provide a passive income stream? That is one of the goals of investing for retirement. How do you do this?
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