Possibly as many as 40 million Working families in the USA have no medical coverage. While I haven't needed to go to a Dr. in years---we are lucky in that the my hubby has medical coverage from the place he works for which we pay roughly $100 dollars a month (hurrah union!!) For families working in places which do not offer medical benefits many states now state sponsored group medical insurance plans. This is not Medicaide (for the truly impoverished) or Medicare (available to disabled or retired Americans). These plans exist to cover Children and many states also offer a program for the Whole Family.
In NY State USA they offer:
Child Health Plus
http://www.health.state.ny.us/nysdoh/chplus/who_is_eligible.htm
and
a link to Family Health Plus for the whole family.
All US states off some sort of health insurance for children of working families and many offer whole family programs.
Check out your state at:
INSURE KIDS NOW!!
http://www.insurekidsnow.gov/
Kids that do not currently have health insurance are likely to be eligible, even if you are working. The states have different eligibility rules, but in most states, uninsured children 18 years old and younger, whose families earn up to $34,100 a year (for a family of four) are eligible.
To learn more, go to Your State's Program in the link above,
or make a free call to 1-877-KIDS-NOW
Good luck! These programs have helped many people get medical coverage.
Make sure and compare your rates at several Insurance Selection sites at leat once a year. I collected several Free Multiple Quote sites at:
Fre Insurance Quotes
For more ideas Check out these Frugal Living Books!
Complete Tightwad Gazzette
The Complete Tightwad Gazzette
Declare Your Finanacial Independence
Declare Your Financial Independence
Complete Cheapskate
Mary Hunt's Complete Cheapskate
Miserly Moms
Miserly Moms
You Can Afford to Stay Home With your Kids
You can Afford to stay Home WIth your Kids
