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Identity Theft Resources and Help

Daily banking, managing stock portfolios, researching financial information, paying bills... from the mundane to the particularly complicated, it can all be done online these days. But just how safe is it to handle your finances online? It all depends on who it is you’re allowing to see your fiscal information.

You read that correctly. You are in complete control of your financial life online. Ultimately, you decide who to trust with your precious information. How do you know which financial institutions are reputable and which are disingenuous? Check for a few simple factors:
What can you do if your identity is compromised? Fortunately, we live in a day and age where the prevalence of identify theft has led to the accessibility of many wonderful resources. When you’ve realized that you’ve been victimized, start by contacting at least one of the three major credit bureaus (Equifax, Experian, or TransUnion) to place a fraud alert on your credit report immediately. Depending on the extent of the damage, you can even have a security freeze placed on your credit report. Next close any accounts that have been tampered with or opened illegally. Then file a complaint with the Federal Trade Commission’s Identity Theft Division. You can do this online or by phone. Finally, file a police report and continue to keep an eye on your credit.

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Content copyright © 2013 by Rayna H. Battle. All rights reserved.
This content was written by Rayna H. Battle. If you wish to use this content in any manner, you need written permission. Contact Rayna H. Battle for details.



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