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Managing Your Student Loans

Primary lenders. Secondary markets. Repayment. Forbearance. Deferment. Reduction. Rehabilitation. Ugh--it’s all so confusing!

Let’s be straight with ourselves. Managing the accounts for money that you’ve borrowed and already spent is a challenge. You no longer have the funds and it may even have been a few months since you last had contact with your bank, lender or guaranty agency. In fact, your student loan may even have been sold to a secondary buyer since the last time you spoke with someone about it. What do you do?

Remember, you are the manager of your student loans; and in the end, you are the one responsible for keeping up with your loans and making sure your accounts remain in good standing.

Until next time! Lynn Byrne

For more information on student loan management, visit the exit interview counselor in the financial aid office at your university or check out the U.S. Department of Education’s Federal Student Aid site.

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