There are all sort of adds all over the Internet for a FREE Credit Report. Most of these somehow involve joining a credit protection oe identity theft protection site for a big annual fee. Certainly not "free" at all!

But there is available to to all USA citizens a completely free annual credit report, so that you can review it and check for Identity Theft or any other questionable listings on it. It does not require you give a credit card number or sign up for unwanted services.

You can check your credit rating for free once a year at this government site:

This link below is the free credit report that you are entitled to under Federal law. No Strings. No credit card numbers. To obtain that free report, you must go to:
www.annualcreditreport.com


I think many people would be surprised how good their credit is. And if you have any identity theft issues its best to catch those early rather than before they go to a collection agency.

Example:
An example of this would be if someone had used your social security number to get a credit card, and then run it up and did not pay it. They will come for you! For instance, George G. checks his credit report and sees a credit card listed he knows he does not have. He contacts that card company for clarification. It turns our it is just a mis-listing due to s simliar name. He then contacts the various Credit Listing Agencies and informs them of this problem so his file can be corrected. But ti could have been an ID theft. In that case the credit card company and george could take legal action.

So check your for suspicious listings at your Annual Free Report today!