Good morning! It looks like it's been a while since a newsletter has gone out from the Home Finance section at BellaOnline, so I wanted to take this opportunity to introduce myself. My name is Deborah and I am the new Home Finance editor here at Bella Online. I look forward to sharing what I know about home finance and working with you to learn and grow as we work to build a strong foundation for our financial futures.

Here's the latest article from the Home Finance site at BellaOnline.com. I have been thinking about this a lot lately, especially as I sit up here in NJ, freezing and preparing for the next snow storm.

How to Save Money on Heating
Winter heating costs can cripple a family budget, especially if you live in a very cold climate or in an old home. This article describes a few things you can do to save money on winter heating costs.

http://www.bellaonline.com/articles/art17071.asp

Please visit HomeFinance.bellaonline.com for even more great content about Home Finance.

To participate in free, fun online discussions, this site has a community forum all about Home Finance located here -

http://forums.bellaonline.com/ubbthreads.php?ubb=postlist&Board=216

I hope to hear from you sometime soon, either in the forum or in response to this email message. I thrive on your feedback!

Have fun passing this message along to family and friends, because we all love free knowledge!

Deborah M. Dera, Home Finance Editor
http://HomeFinance.bellaonline.com

One of hundreds of sites at BellaOnline.com