Here's the latest article from the Work & Family site at BellaOnline.com.

*Frugal Christmas Giving*
It's no secret that money is tight for many. So what do you do about Christmas gifts? Have you purchased all of your gifts? If you are among those who have waited until the last minute to do holiday shopping because you hope prices will go down? Try something different.

http://www.bellaonline.com/articles/art8492.asp

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