An added note to everyone:

Just wanting to wish everyone a Happy Holiday!! I wish the very best to everyone!

No matter what you are doing or what is going on in your life, let go of it for at least the day for yourself and for those around you. Take a deep breath, enjoy your loved ones and let us give thanks for what we have, whether it be big or small, a lot or a little. This is a hard time of year for many people and in today's environment, it is even more demanding. Many of us have lost loved ones which is especially hard on us. Together with me, let's keep smiling and finding a way to laugh because that is what brings healing.

Wishing everyone the best!!!

Rosemary
Editor of The Home Ownership Site



Here's the latest article from the Home Ownership site at BellaOnline.com.

Should You Refinance?
As the Holiday Season quickly approaches, the media is busy broadcasting lower mortgage rates and a refinancing boom. Is this really true? Are the lenders and bank really out there refinancing loans?

http://www.bellaonline.com/articles/art59988.asp

Please visit homeownership.bellaonline.com for even more great content about Home Ownership.

To participate in free, fun online discussions, this site has a community forum all about Home Ownership located here -

http://forums.bellaonline.com/ubbthreads.php?ubb=postlist&Board=410

I hope to hear from you sometime soon, either in the forum or in response to this email message. I thrive on your feedback!

Have fun passing this message along to family and friends, because we all love free knowledge!

Rose Mary, Home Ownership Editor
http://homeownership.bellaonline.com

One of hundreds of sites at BellaOnline.com