Here is another article from the Work & Family site at BellaOnline.com.

*Setting and Keeping Goals*
It is easy to set goals but often difficult to keep and reach them. We often fail because we do not set our minds to the goal or apply direct action to achieving the goal. As one who has gone through a large debt reduction process, I can assure you that setting goals can work.

http://www.bellaonline.com/articles/art54030.asp

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Vannie Ryanes, Work & Family Editor
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