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BellaOnline's Home Ownership Editor

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 F E A T U R E   A R C H I V E  

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FHA Increases Loan Limits
Back on October 1st, FHA loan limits, as well as conventional loan limits, were reduced to $625,500 which was actually a scheduled change. Lawmakers felt that it was time get reduce the government's influence and involvement in all mortgage entities.

Refinance With Harp 2.0
In the latest effort to save homes from foreclosure, Fannie Mae and Freddie Mac have approved a new program called Harp 2.0. This program is really the one that everyone has been waiting for to best help home owners who are underwater.

Preparing Your Pool For Winter
Winter is not the best time for your pool, so before the snowy season comes in with full force, you should prepare your pool for the tough weather. Winterizing your pool guarantees you that it will survive the season and be spared from possible winter damages. Since pools differ from one another, it

Should You Buy New Appliances When Remodelling
Every year, thousands of home owners make the decision to remodel their homes. One of the most common reasons for a kitchen remodelling project is change o updating. The average individual is likely to enter their kitchen, at least, several times a day. Unfortunately, overtime you may find that yo

Things to Do When Winterizing Your House
There is no better way to prepare for the coming cold season other than winterizing your house. It will keep you from high heating expenses, equipment repair, and, of course, chilly nights and days. Begin by preparing your home during the fall, just before the temperature hits below the freezing p

Home Ownership With No Money Down
Just a few years ago, many people were buying homes with no money down. Unfortunately, at the height of the real estate boom, most of these deals were done by agreeing to take a regular mortgage and a home equity loan to cover the down payment. With home prices falling, this type of transaction is n

Things Not To Do When Applying for a Mortgage
We always talk about all of the things you should do when applying for a mortgage. Most of the time, no one advises consumers of the things not to do when applying for a mortgage. These are probably more important than the to do list. Any one of these things could completely ruin your chances of get

Security Deposits and Activation Fees
There are some very important things that new home owners need to be prepared for when moving into a new home, which is often the same for renters. Moving to a new home is exciting and too often we get caught up in the excitement and have the desire for everything to be perfect.

Homeowners Insurance is Not Everything
Sometimes it is essential to have other types of insurance in addition because homeowners insurance is not everything. While it does cover many things, more and more events and mishaps are being eliminated from homeowners insurance coverage.

A Lesson Learned
There is always something that comes along in life that will end up frustrating us because we should have known better. We could have, should have and would have done the right thing, but for some reason or other we didn't follow through. When this happens, it hopefully will be a lesson learned tha

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