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Inexpensive Family Outings
The time we spend with our families is priceless. But most popular family activities are quite expensive. Even a simple night at the movies can put a serious dent in the budget by the time you buy tickets, popcorn and drinks for everyone.

Winterizing Your Pool
Winter is not the best time for your pool, so before the snowy season comes in with full force, you should prepare your pool for the tough weather.

Choosing the Best Refinancing Term
When mortgage interest rates are in a declining state, many people decide to refinance. Actually, that is the best time to refinance to a lower mortgage rate and, thereby, save on your monthly mortgage bill. With refinancing such a popular action, many people need to decide what term of mortgage is

Do You Really Need Credit?
While browsing around the internet, I recently came across an article about credit. Basically, it was based on how to obtain a credit card and how to build credit. The comments surprised me because almost everyone said to forget credit cards and use cash. While this might be true, credit is needed f

Relief for Underwater Mortgages
So many people have underwater mortgages today that many are walking away from their homes leaving it to foreclosure. Last week, FHA started their short refinance program.

Changes Coming to FHA
With the continued housing crisis and economic struggles facing the country, mortgages continue to be difficult to obtain. With most of today's borrowers using FHA, the Federal Housing Administration, even they are changing the way to do business.

Refinancing at Lower Rates
There are various times that opportunities happen in which a home owner finds it in their best interest to refinance a mortgage. During a booming real estate market, many will refinance to take their built up equity from their home as a cash out refinance. In a depressed real estate market, many hom

Can You Qualify for a Home Mortgage?
How many people today know whether they can qualify for a home mortgage? Do they know what is required to be approved for a mortgage? As regulations and guidelines continue to change, many people are finding that they no longer qualify even if they already own a home. The economy and market...

Take Control of Your Finances
Your finances determine many important things in your life such as where you live, how you live, and what you're able to do. So, it is very important that you get control of your finances. Here are some steps you can take today...

Why Is Home Ownership Declining?
It seems like just a few years ago, home ownership was soaring. Everyone and anyone was out there buying a home. New construction could be seen everywhere. There was every type of mortgage for everyone and every type of scenario out there. What has happened? Why is homeownership declining?

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