logo
g Text Version
Auto
Beauty & Self
Books & Music
Career
Computers
Education
Family
Food & Wine
Health & Fitness
Hobbies & Crafts
Home & Garden
Money
News & Politics
Relationships
Religion & Spirituality
Society & Culture
Sports
Travel & Leisure
TV & Movies

dailyclick
Bored? Games!
Postcards
Astrology
Take a Quiz
Rate My Photo

new
Journals
Folklore and Mythology
Business Coach
Marriage
Senior Living
Ethnic Beauty
Adolescence


dailyclick
All times in EST

Full Schedule
g
g Home Finance Site
Reshma Vyas
BellaOnline's Home Finance Editor

g

Auto Insurance Comparison Charts
Guest Author - Rhonda Cliett

Automobile insurance can often be a large percentage of your monthly budget

Automobile insurance can often be a large percentage of your monthly budget.  Are you certain that your current policy offers you the best value for your money?  Here are two price comparison charts for automobile insurance.  The first chart reviews three online insurance comparison quote sites and the second chart compares prices of four well known insurance companies.  Keep in mind that these are primarily price comparisons.  When it comes to insurance, you need to also consider the reliability of the insurance company.  Will they be there when you need them?  Will they provide what they have promised?  These additional questions should be kept in mind when making an ultimate decision.

 

The following factors were used in the price comparison:

 

Drivers

2 – Female, age 41 and Female, age 16

Vehicles

2 – 2004 SUV, valued at $17,575 and 2003 Car, valued at $32,065

Comprehensive

$500 deductible

Collision

$500 deductible

Towing & Rental

Yes

Bodily Injury & Property Damage

$20,000 person/$40,000 accident/$15,000 property

Uninsured/Underinsured Bodily Injury

$20,000 person/$40,000 accident

Uninsured/Underinsured Motorist Property Damage

$15,000

Medical Payments

No Coverage

Personal Injury Protection

No Coverage

 

 

ONLINE INSURANCE COMPARISON QUOTE WEBSITES

WebsiteMonthly PremiumReview
insure.com$450.50Provided only a total premium; did not breakdown price of individual components of the policy.  Returned quote from only one company - AIG.  Most costly of all quotes obtained.
esurance.com$365.66 - esurance

$649.33 - State Farm

Slightly less information/criteria must be entered in order to obtain a quote.  Provided a price breakdown of each individual component and allows you to easily modify the component criteria to obtain new quote.  For instance, if you decide to increase or decrease the collision deductible, simply change the amount and the site will return a new price based on the change in deductible.

Although the website gives the appearance that this is an insurance comparison site, esurance is actually an insurance company.  The first quote returned is for esurance only.  You can obtain a price comparison but in this case it returned only one other company.  It did not provide a price breakdown for the other company which was State Farm.  When I went to State Farm's own website and obtained a price quote, the amount was far less than what this site claimed it would be. 

insweb.com$192.95Provided only a total premium; did not breakdown the price of individual components of the policy.  Returned quote from only one company - Amica.  When the criteria was changed to eliminate the 16-year-old driver and the 2003 vehicle, two quotes were returned. 

 

 

INSURANCE COMPARISON QUOTES

CompanyMonthly PremiumReview
Geico$373.00A non-obstrusive pop-up appeared while I was entering information and offered me the opportunity to chat with a live customer service person.  Provided a breakdown price of the individual components.  User friendly.
Farmers Insurance Group$251.00Only residents of California, Colorado and Nevada can obtain online quotes.  I did talk to a local agent and received a quote very quickly.   I have dealt with Farmers Insurance previously and they have always provided outstanding customer service. 
State Farm$241.72Website was user friendly but I was unable to save the quote.  In fact, when I tried to save the quote I was taken to a blank screen and I was then unable to return to my data.  Of course, this was most likely just a temporary malfunction.     
Allstate$270.00Provided a total quote only; did not breakdown the price of individual components of the policy.  User friendly.

 




Other articles in this series:




Have a question about auto insurance? If so, post your question in the Home Finance forum today.

RSS | Previous Features | Site Map

Add Auto+Insurance+Comparison+Charts to Twitter Add Auto+Insurance+Comparison+Charts to Facebook Add Auto+Insurance+Comparison+Charts to MySpace Add Auto+Insurance+Comparison+Charts to Del.icio.us Digg Auto+Insurance+Comparison+Charts Add Auto+Insurance+Comparison+Charts to Yahoo My Web Add Auto+Insurance+Comparison+Charts to Google Bookmarks Add Auto+Insurance+Comparison+Charts to Stumbleupon Add Auto+Insurance+Comparison+Charts to Reddit


Content copyright © 2009 by Rhonda Cliett. All rights reserved.
This content was written by Rhonda Cliett. If you wish to use this content in any manner, you need written permission. Contact Reshma Vyas for details.

g


For FREE email updates, subscribe to the Home Finance Newsletter


Past Issues


print
Printer Friendly
bookmark
Bookmark
tell friend
Tell a Friend
forum
Forum
email
Email Editor

g features
Agricultural Hobby Farming

Brief Overview Of Real Estate Investment Trusts

Holiday Gifts On A Budget

Archives | Site Map

forum
Forum
email
Contact

Past Issues
memberscenter

jobs
what
job title, keywords
where
city, state or zip
jobs by job search


vote
Growing a Garden
Veggies and Flowers
Veggies Only
Flowers Only
No Garden

g


| About BellaOnline | Privacy Policy | Advertising | Become an Editor |
Website copyright © 2009 Minerva WebWorks LLC. All rights reserved.


BellaOnline Editor