These are three of the best tips a budget traveller can take advantage of right now.

I recommend you pay cash for your travel in advance so you can get good deals. You also need to know where the buck will still be worth something when you get there and a web site you can check out for last minute deals.

• The Best Online Travel Savings Account? Try FNBO Direct . I wrote an article called the Travel Savings Account . I told how I my Dad used to save up for things he could not pay cash for when times were tough at our house. It worked like a charm. The account at FNBO Direct pays 2.8%, has no monthly fees and no minimums. Opening an account is simple. You visit the web site for FNBO and select the Open An Account tab. Complete the online application including how you will fund the initial deposit. FNBO will notify you of your approval status. You access your account and start transferring money from you present account at home where you bank and transfer it into your savings account at FNBO. You can open you account with as little as $1.
  
  When your savings goal has been reached, you can transfer the money back into your home account to pay for the trip or you can apply for an online bill pay account.



• Best Low Cost Travel Spots are Belize, Ecuador, El Salvador, Panama, East Timor, the British Virgin Islands (BVI), and the Turks & Caicos. You should consider looking at any economy that is based on the United States dollar or where the dollar is the official currency. Remember that destinations that are in South America are six months ahead of us, so it is summer there when it is winter here and vice versa. This is the perfect time to go someplace where it is summer there and winter here.



• The Best Last Minute Travel Deals can be found here and this web site will show you how to take advantage. First choose your departure city. Then choose your destination city. For me I chose Denver as my departure, because Colorado Springs was not in the drop down list. Then I chose Grand Cayman as my destination and chose See All Dates. Then it showed me that the lowest price was leaving on Friday and coming back on Sunday for $874. That is a little quick for me but if I left on Friday and came back on Wednesday it was $1198. This is a great web site so you can get an idea of what kind of trip you can take on short notice.

Let me know how you are doing and where you are going. Drop me a line if you have any questions. You can drop me a comment on my Bio page.

All the Best from Bella Budget Travel,

Jim Fortune
Bella Budget Travel Editor