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How to Buy a Used Car


With the average cost of a new car exceeding $28,000, it's not a surprise that many consumers are opting to buy a used car.
It's said that a new car loses 20 to 30% of its value as soon as it is driven out of the dealer's lot.

Here are some things to consider when buying a used car:

Money - While it may be much less expensive than a new car, you still need to pay for your used car so know how much you can actually afford. Consider all of the other debt you have (food, clothing, insurance, mortgage or rent, etc.) and come up with a realistic budget.

Model - While you may want to drive a Porsche, you need to be practical about your purchase and be sure that it fits your needs.
If you are a college student who just needs to be able to drive back and forth to school until you graduate, you could buy a high mileage, older model for less money.
If you have a family with children, you may want to consider an SUV or a larger vehicle.

Dealer or Private Party? - You'll most likely get a better deal buying from a private party, but the dealership may offer a 30 warranty which is helpful if the manufacturer's warranty has expired. The dealership may have also "certified" the vehicle which is a thorough inspection and replacement of any worn parts as dictated by the car manufacturer's specifications. Sure, you'll pay more for it, but chances are that the certified car will allow you to feel at ease and not worry that something will go wrong with the vehicle soon.

Kelley Blue Book - You can determine the approximate value of a vehicle you are interested in by using Kelley Blue Book. The website is KBB.com.
Choose the make, model, and year of the vehicle online and answer some questions about the cars' condition and you'll get the value if buying at a dealership, from a private party, or at wholesale. Use this information to your advantage when negotiating the price of the vehicle.

CarFax or other auto check - CarFax is a company that allows you to check the vehicle history of a car by letting you know if there has been title problems and gives you the ownership history. It doesn't tell you whether or not to buy a car, but it is worth the $10 to see the history.
Per their website, a CarFax report MAY give you information on: Title Problems - Severe Accident, Lemon, Flooded, Odometer Problems. Ownership History - How Many Owners, High Mileage, Rental, Fleet Car. Accidents & Service - Total Loss, Airbags Deployed, Frame Damage, Service Records.

Mechanic - If you are buying from a private party or if you are not familiar with the dealership you are buying a used car from, you should always have your own mechanic check the car out before you buy.
If you don't have a regular mechanic, ask around or check Angies List at angieslist.com to check the complaint record of a convenient mechanic. Tell them that you want them to check the car out as you are interested in buying it. They may charge you a small amount, but it's definitely worth it. A good mechanic can find problems or potential problems that you may not see or look for yourself.

Tired of LOUSY service? Try Angie’s List.

SmartAutowarranty.com
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Buying a used car and need some more extensive help? Contact me at ProAutoBuying and I'll help you buy a new or used car. http://proautobuying.com

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Content copyright © 2013 by Stephen M. Hague. All rights reserved.
This content was written by Stephen M. Hague. If you wish to use this content in any manner, you need written permission. Contact Stephen M. Hague for details.

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