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Sandra Baublitz

We all know the advice to turn the thermostat back a few degrees to save money. You may wonder how to keep feeling warm at a lower temperature. There are many ways to save energy and still feel warm. Have you tried some of these?

Sandra Baublitz

An emergency fund is essential to avoid debt. Initially, you may choose to keep your savings at home. You have several options where to keep your savings once you reach a larger amount of money.

Sandra Baublitz

Building an emergency fund is a priority for a secure financial life. An emergency fund offers many benefits. A small amount saved each week can soon build a good emergency fund.