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Rose Mary
BellaOnline's Home Ownership Editor

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About Mortgages

Do you find all of this mortgage talk confusing? Find out about the different types of mortgages and loans programs available.

Buying Investment Property star
A large part of the housing boom that took place several years was due to the purchase of second homes and investment homes. Investors account for 40% of the trillions of dollars of US mortgage debt. As the boom came to a halt,

Credit Reports - 3 Things You Should Know star
Do you know what your lender is looking at when they examine your credit report? Learn three vital statistics showing up on your credit report that can make or break a loan.

Finding the Best Mortgage Rate star
People are often confused about mortgage rates and why they differ from lender to lender. Even more troublesome is finding the best mortgage rates available. There are some guidelines to follow to find the best mortgage rate for your particular circumstance.

Home Saver Advance star
It is a known fact that many people are having a difficult time paying their mortgages. These are very challenging times in a very volatile real estate market. A delinquency may be the result of an adjustable rate mortgage or due to a loss of employment. Regardless of what the reason is, there are

Mortgages 101 star
Learn the basics of mortages before signing on the dotted line. Fixed and Adjustable mortgages, balloon payments, teaser rates, good faith estimates.

My Friends: Freddie and Fannie star
The basics of financing a home. A brief description of the primary and secondary mortgage markets including the Federal Reserve, Freddie Mac and Fannie Mae.

New Deed for Lease Program star
In an attempt to avoid further foreclosures, Fannie Mae is now offering a Deed for Lease program. Through this program, if you are facing foreclosure, you may be able to have the option to continuing ....

Second Mortgage: What Is It Exactly? star
Everyone has heard a friend or relative complain about having to take out a second mortgage but they don’t really know what that means. Let’s find out!

The Housing Crisis Marches On star
How much equity has the average home lost? Is it going to get worse? Is there ever going to be a mortgage rescue plan that is going to work?

Trying To Explain The Mortgage Crisis star
We hear and read about it every day, The Mortgage Crisis. Read about some ideas of how this happened.

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Past Issues

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New Deed for Lease Program

Home Buyer's Tax Credits - Update

Factors Affecting Home Value

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