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BellaOnline's Home Ownership Editor

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Government Loans

Read all about government loans, their availability and how to get one.

Changes Coming to FHA star
With the continued housing crisis and economic struggles facing the country, mortgages continue to be difficult to obtain. With most of today's borrowers using FHA, the Federal Housing Administration, even they are changing the way to do business.

Do You Qualify for the Housing Bailout? star
Home ownership is now facing a reality that many people who purchased during the boom never thought about. Purchasing a home is an investment just like purchasing shares in a corporation.

FHA Increases Loan Limits star
Back on October 1st, FHA loan limits, as well as conventional loan limits, were reduced to $625,500 which was actually a scheduled change. Lawmakers felt that it was time get reduce the government's influence and involvement in all mortgage entities.

FHA/VA Government star
FHA and VA Loans: what are they and how to get them.

Home Ownership With No Money Down star
Just a few years ago, many people were buying homes with no money down. Unfortunately, at the height of the real estate boom, most of these deals were done by agreeing to take a regular mortgage and a home equity loan to cover the down payment. With home prices falling, this type of transaction is n

Little Known FHA Mortgage Products star
FHA (Federal Housing Administration) offers different products for different borrower's needs. Not many people are aware that FHA offers mortgages for rehabilitation and for energy efficiency.

Proposed New FHA Loan star
FHA (Federal Housing Administration) together with HUD (Housing and Urban Development) have unveiled a new mortgage loan program that will become available in 2011.

Relief for Underwater Mortgages star
So many people have underwater mortgages today that many are walking away from their homes leaving it to foreclosure. Last week, FHA started their short refinance program.

To Rent or To Buy star
A comparison of renting or homeownership. Benefits of homeownership.

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Should You Own a Home

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