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	Rose Mary BellaOnline's Home Ownership Editor

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Appraisal 101
Appraisals are used in every real estate transaction where financing is involved. Here's what you need to know about appraisals.

Art for your home [offsite link]
Browse through thousands of pieces of artwork, sorted and categorized for easily locating your own unique tastes. Then mat it, frame it and see what it will look like hanging on the wall in your home.

Factors Affecting Home Value
No matter what the climate of the real estate market is, there are several factors that have been around forever that will have a direct affect on home values. Everyone is aware that an over abundance of foreclosure properties in a particular neighborhood will bring market values down while a short

Factors Affecting Home Value
No matter what the climate of the real estate market is, there are several factors that have been around forever that will have a direct affect on home values. Everyone is aware that an over abundance of foreclosure properties in a particular neighborhood will bring market values down while a short

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