PMS can cause you to change from a loving and understanding mom, wife and employee to a harpy. It's not your fault. It is a condition of the condition.

My mother always told me to save something from my paycheck every time I got paid. Her theory was even $2.00 in the bank every week is better than nothing. Of course, I ignored her advice, at that time I would not have considered depositing $2.00 in my bank account.

January events include Birth Defects Prevention Month. Be sure to visit the March of Dime History of Success page.

You know that you need to save money, but it is holiday time, what can you do? "Don't shop" may seem absurd, but to save money you must get into the habit of asking yourself whether the item you are looking at is a want or a need. This time next year you may be in a better place financially.

Becoming debt-free is difficult. If you have a family, the first thing to do is to have a family meeting.

A review of author Jane White's "America, Welcome to the Poorhouse: What You Must Do to Protect Your Financial Future and the Reform We Need"

How does a young upstart manager handle managing workers who are older and have more years on the job than you are old? It will take tact and an open mind.

Thanksgiving starts the holiday gift buying rush. You can stay within the family budget and still enjoy shopping. Make a decision to become a smart holiday shopper; don't wait until the last minute hoping for sales.

To all caregivers everywhere, we thank you for your time, dedication, love and devotion. Novemember is National Family Caregivers Month, if you know a caregiver, please reach out to say thank you.

At one time or another each of us have had to go to work while dealing with a family or personal crisis. What can you do? How do you cope?