Can you say no to your boss, neighbor, child, friend or coworker? If not you are not alone. Saying no is an art. Moreover, it is a delicate art that we must teach our children.

Sept. 19-25 is Child Passenger Safety Week. Parents and caregivers are urged to make sure their car seats and booster seats are properly installed in their vehicles to prevent injuries and deaths among children.

It's hard to stay a step ahead of sneaky spammers, you may not be able to stop them but you can outwit them--almost. And what about those pesky catalogs stuffed into your mailbox like fat sausages; removing them from your mail box can be a challenge. Fingernails are torn, knuckles are scrapped...

It is easy to set goals but often difficult to keep and reach them. We often fail because we do not set our minds to the goal or apply direct action to achieving the goal. As one who has gone through a large debt reduction process, I can assure you that setting goals can work.

Can you train your human loved one the way you do your fur babies? I offer my tongue in-cheek observations on this perplexing issue.

Welsh rarebit is simply savory melted cheese on toast. It makes a pleasant change for work at home folks who often make a meal from slim pickings in the refrigerator.

Whether it is spring or winter cleaning time. Think about 'going green' and using natural products to make things fresh. This 'use of vinegar, salt and baking soda' list continues to change and grow.

August 1 is Friendship Day. A reminder that friendship crosses all ethnic, race and age boundaries. And speaking of age, August 21 is National Senior Citizens Day.

Every child needs, and even wants limits and boundaries. Rules play an important part in teaching your kids good behavior.

A tongue-in-cheek look at those innocent utterings. Have you ever said, "Don't worry, it could be worse" and sure enough it does get worse?