Make sure your little ones understand their Halloween 'stay safe' rules before they do go out.

October is Down Syndrome Awareness Month. Down syndrome is a genetic condition that causes delays in physical and intellectual development. Down Syndrome Awareness Month emphasizes and highlights the talent of people with Down syndrome.

Some mornings are wonderful, you wake up 15 minutes before the alarm goes off and relish those few precious moments. Then there are the other mornings when you feel nothing goes right; you know those days, no toothpaste, no deodorant and no milk for your cereal.

In the wake of the September 11, 2001 tragedy, corporations and Americans in general have become more security conscious. Remember an emergency does not have to have 9/11 status. Emergencies or disaster can strike any country, at anytime. Make an emergency disaster kit to keep in your office.

September 25 to October 1 is Banned Books Week. As one who loves reading, I cannot imagine my life without books or a life where someone tells I cannot read this or that book. Enjoy reading.

Your family needs money, should you borrow from your retirement account at work? If it is not a life or death situation you should think very carefully before doing so.

You suspect that your teen is smoking, or perhaps you know for sure that your teen is smoking--you don’t like it, but what can you really do about it?

Now that big brother or sister has started going to school, or getting ready to go, your preschooler may not only feel a bit lonely, he may feel left out as well. What can you do to help your little one?

We know what it takes to get our children ready for that first day of school, whether they are off to kindergarten or to college it takes preparation. But what happens when mom or dad decides to go back to school?

August 7 to 13 is National Farmers Market Week. Celebrate your local farmers market. Many markets have fun for kids, entertainment and of course fresh fruit and vegetable fresh from local farms.