Supplemental Insurance

Supplemental Insurance
If you have ever been out of work because of an illness or accident you know there are two (2) things that are increasingly hard to come by: peace of mind and cash. Supplemental policies help provide both.

Supplemental insurance is meant to supplement or fill the gaps in your health coverage. If asked to name a company that provides supplemental insurance your response is likely to be Aflac (and you would be correct), but there is another giant in the supplemental insurance world - Chartis, Inc.

Chartis is a world leading property-casualty and general insurance organization serving more than 40 million clients in over 160 countries and jurisdictions. With a 90-year history, they offer one of the industry's most extensive ranges of products and services, deep claims expertise and excellent financial strength, Chartis enables its commercial and personal insurance clients alike to manage virtually any risk with confidence. Chartis is the marketing name for the worldwide property-casualty and general insurance operations of Chartis Inc.

Chartis meets insurance needs ranging from insuring a first home to providing environmental coverage. Chartis makes a commitment to deliver to their customers what they need most. Chartis sites the following as their core strengths:

-Financial resources that allowed them to pay an average of $71,000 in claims
worldwide every business day in 2008.
-World-class talent with the know-how to assess vulnerability and underwrite
the most complex risks – delivered through a local presence that enables them
to respond rapidly when unforeseen events occur.
-Ongoing development of new and industry-leading products and services, along
with the ability to develop tailor-made solutions when existing offerings do
not meet client needs.
-An unwavering commitment to customer service excellence and supporting their

Wondering who to contact for a quote on supplemental insurance? Chartis policies are marketed and sold through valued customer status. So, if you are a customer of (for example) Wells Fargo you may be offered a supplemental insurance policy. Some examples of their supplemental insurance policies include but are not limited to:

-Physician Office Visit
-Accidental Death
-Total Permanent Disability
-Daily Hospitalization
-Lump Sum Hospitalization
-Excess Major Medical

Chartis policies have the following characteristics:

-Age ranges from 18-80
-Guarantee Issue (no medical questions/no health underwriting)
-Health provider of your choice
-Payment made directly to the insured
-Pays in addition to any other insurance

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Content copyright © 2018 by Denise M. Castille. All rights reserved.
This content was written by Denise M. Castille. If you wish to use this content in any manner, you need written permission. Contact Denise M. Castille for details.