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	Denise M. Castille BellaOnline's Insurance Editor

American Association for Long Term Care Insurance [offsite link]
This site is for consumers and brokers to heighten awareness of LTC insurance needs.

Federal Long Term Care Insurance Program (FLTCIP) [offsite link]
Providing long term care insurance benefits to the Federal family.

Health Care Reform Changes to CLASS Program
No one likes to think about getting old, getting sick, or having an accident and needing long-term help with daily activities. This article discusses long-term care and recent health care reform changes.

Long-term Care Insurance Decisions
No matter how well you plan your retirement, the devastating experience and expense of long-term care could ruin it all. Insurance may or not be the solution. This article will review both the pros and cons of long-term care insurance.

Medicare and Long-Term Care
Estimates by experts are that at least 60% of all individuals will need extended help in one or more of the areas during their lifetime. This article reviews Medicare options for long-term care.

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