Guest Author - Bonnie Sayers

As mentioned in the California Worker's Compensation Insurance Brochure, " All California employers must provide Workers Compensation benefits to their employees under California Labor Code Section 3700. If a business employs one or more employees, then it must satisfy the requirement of the law." I would imagine the same thing exists for other States.

Here are some links to assist those who reside in California:

Worker's Compensation Reforms - SB 899

California Dept of Industrial Relations, Worker's Compensation

News Release on Michael Jackson being ordered to pay back wages to employees at Neverland

Divison of Occupational Safety and Health - they assist workers, public and employers about workplace safety matters and public safetty matters. The Cal/OSHA program enforces the regulations and makes inspections of workplaces.

Stock photos and map of Neverland Ranch

California Labor Code

Workplace Postings These are available in both English and Spanish. The law states "The Department of Industrial Relations requires employers to post information related to wages, hours and working conditions in an area frequented by employees where it may be easily read during the workday."


The 69 employees of the Neverland Ranch had not been paid since December. The fine was $1,000 for each employee. It has been reported that the Worker's Compensation Insurance Policy lapsed sometime in January. The Ranch is shut down and cannot resume operation until a policy is in force. The animals on the property are being cared for by a Veterinarian.

The penalties of $100,000 were originally due on Tuesday, March 14, 2006, with extensions allowed two days until the payment was made on Thursday, March 16, 2006. The backpay for the employees totalled $306,000. For ten weeks these employees have worked without compensation - talk about dedication to a former superstar!

It seems Michael Jackson is also being sued for unpaid vet bills. The court date for this is Mar 2, 2006 in Santa Maria, California.

This should be a wake-up call for all consumers, small business owners and employers no matter how large, famous or popular you are. A lapse in premiums is a serious issue. Be sure you are aware of all dates these premiums are due.

Also please note that if you are hiring people to work inside or outside your home, check into the laws to see if you need to purchase Worker's Compensation Insurance. Construction Permits from the City of San Diego, CA.

Trusted Choice Insurance has an article on Home Based Businesses and your insurance needs

Free Online Courses on How To Start A Business check out Section 5 on Business Insurance.

An article from Entrepreneur Magazine's Ultimate Guide to Workers' Compensation Insurance