Guest Author - Bonnie Sayers

As I mentioned in the Insurance Companies At A Glance article I am going to be researching the Insurance Industry to present an overview of what each Company has to offer families and consumers.

This will enable individuals to make decisions and have easy access to information online and handy for all Insurance Companies. This will be an A-Z guide with another article devoted to the websites where you can obtain quotes from many of these companies and compare coverage options.

AFLAC stands for American Family Life Assurance Company of Columbus.


1. Ratings - A+ AM Best

2. States - Looks like all are covered, but the coverage and benefits are determined by your location.

3. Coverages - For individuals and groups - vision, dental, life, long term care, cancer, hospital and specified health event. For employers groups only - short-term disability, accident/disability.

4. Website - www.aflac.com

5. Toll-free number - 1-800-992-3522

6. Discounts - there are some for employers

7. Slogan - Ask about it at work - Aflac Duck

8. Other services offered - COBRA, Flex One (Section 125 Cafeteria Plan), Transit One (allows employees to use pre-tax dollars for parking & mass transit costs) Wellness Benefit (preventive medical testing and screenings)

9. Payment options - online bill payment, single point billing for Employers, payroll deduction,

10. Quote Options - through your local sales agent

11. Claims Offices - forms are available online

12. Company History - Founded in 1955; introduced one of the world's first cancer expense insurance policies in 1958

13. In the News/Media Information - In 2005, Aflac was named to Fortune magazine's list of "The 100 Best Companies to Work For in America" for the seventh consecutive year.

14. Charity Efforts - Aflac Cancer Center in Atlanta, with over $20 million pledged. Since 1995, Aflac has underwritten the Holiday Card program for the Cancer Center. The Aflac Duck has come to symbolize Aflac's national philanthropic focus of pediatric cancer treatment and research. Over 66,000 plush Aflac Ducks have been sold on the Aflac Web site with proceeds benefiting the Aflac Cancer Center.

15. Subsidiaries - AFLAC New York, AFLAC Japan,

16. Stock Market Data - NYSE - AFL

17. Home Office Location - 1932 Wynnton Road, Columbus, Georgia 31999