logo
g Text Version
Beauty & Self
Books & Music
Career
Computers
Education
Family
Food & Wine
Health & Fitness
Hobbies & Crafts
Home & Garden
Money
News & Politics
Relationships
Religion & Spirituality
Sports
Travel & Culture
TV & Movies

dailyclick
Bored? Games!
Nutrition
Postcards
Take a Quiz
Rate My Photo

new
Creativity
Family Travel
Southwest USA
Irish Culture
Home Finance
Comedy Movies
Romance Novels


dailyclick
All times in EST

Full Schedule
g
g Insurance Site

BellaOnline's Insurance Editor

g

Auto Insurance Check-up Time


The start of a new year is a great time to review your insurance policies.

In the spirit of new starts, resolutions and looking ahead to a new year I thought we would discuss, of course, our insurance specifically auto insuranceówhere we are, what we need and how to get there, possibly for less.

There are a number of factors that affect your auto premium including your age, the state in which you live, the make and model of your car, where your car is garaged as well as your driving record. Some things you can do to help lower your premiums:

-Increase your insurance deductible
-Eliminate optional and unnecessary coverages from your policy (i.e. towing
and labor, rental insurance)
-If you drive an older vehicle (valued at less than $1000) you may be able to
afford to repair the vehicle, if necessary, therefore you would be able to
eliminate collision and comprehensive coverage.
-Inquire about discounts (i.e. safety or anti-theft devices, low-mileage)
-Where possible avoid buying vehicle that is prone to theft or is expensive to
repair
-Keep your car garaged or covered
-Establish a good driving record, drive safely and defensively

Bottom line itís important to shop around for auto insurance coverage. Insurance premiums for the same coverage on the same car can vary widely among different insurers, even in states that regulate auto insurance rates. A good time to investigate alternatives is when your current insurance policy is up for renewal. Of course you can shop and change policies at any time, like now at the start of a new year.

Itís a good idea to get quotes from several reputable companies. Be sure the coverage offered by the insurer you ultimately select, meets your needs. Not sure what you know or donít know to ask about a perspective insurer? Ask it in the Bella Online insurance forum. It is also important to know if the insurer youíre thinking about has a good track record in the industry (check their status with your statesí department of insurance).
Add Auto+Insurance+Check%2Dup+Time to Twitter Add Auto+Insurance+Check%2Dup+Time to Facebook Add Auto+Insurance+Check%2Dup+Time to MySpace Add Auto+Insurance+Check%2Dup+Time to Del.icio.us Digg Auto+Insurance+Check%2Dup+Time Add Auto+Insurance+Check%2Dup+Time to Yahoo My Web Add Auto+Insurance+Check%2Dup+Time to Google Bookmarks Add Auto+Insurance+Check%2Dup+Time to Stumbleupon Add Auto+Insurance+Check%2Dup+Time to Reddit




RSS | Related Articles | Editor's Picks Articles | Top Ten Articles | Previous Features | Site Map


For FREE email updates, subscribe to the Insurance Newsletter


Past Issues


print
Printer Friendly
bookmark
Bookmark
tell friend
Tell a Friend
forum
Forum
email
Email Editor


Content copyright © 2014 by Denise M. Castille. All rights reserved.
This content was written by Denise M. Castille. If you wish to use this content in any manner, you need written permission. Contact Denise M. Castille for details.

g


g features
10 Things to Know About Buying Auto Insurance

The Policies You Need!

Details to Review About Your Insurance Policy

Archives | Site Map

forum
Forum
email
Contact

Past Issues
memberscenter


vote
Poetry
Daily
Weekly
Monthly
Less than Monthly



BellaOnline on Facebook
g


| About BellaOnline | Privacy Policy | Advertising | Become an Editor |
Website copyright © 2014 Minerva WebWorks LLC. All rights reserved.


BellaOnline Editor