Hey there! Cate again. I've been working hard finishing up my editor training.

How are you enjoying summer so far?

Since the year is now more than half over, I thought it would be a great idea to take stock of where we are when it comes to debt, especially credit card debt. Are you in over your head? Or just in debt more than you'd like to be?

Having pulled myself out of credit card debt more than once (before I figured out how to freeze my cards), I decided to write a series on how to get out of credit card debt, once and for all.

The first four steps are up and ready to go on the site. The final step, "What To Do When You've Paid Off Your Debt", will be next week's featured article.

You can see all the steps by going to the articles below:

Get Out Of Credit Card Debt - Step 1
Restructure Your Debt
http://www.bellaonline.com/articles/art47325.asp

Get Out Of Credit Card Debt - Step 2
Stop Going Into Debt Each Month
http://www.bellaonline.com/articles/art44552.asp

Get Out Of Credit Card Debt - Step 3
Create A Payoff Plan
http://www.bellaonline.com/articles/art46298.asp

Get Out Of Credit Card Debt - Step 4
What To Do When Emergencies Come Up
http://www.bellaonline.com/articles/art44609.asp

Don't forget to visit the forum. I've added a great new game you can play, plus some other posts:
http://forums.bellaonline.com/ubbthreads.php?ubb=postlist&Board=216

Please write and let me know you're getting the newsletter again--and what you think of the articles!

'Til next week,

Cate Brizzell, Home Finance Editor
http://HomeFinance.bellaonline.com

P.S. One of the best ways to pay down debt is to make extra in*come. In 2003 I did just that by starting an online busi*ness. Within six months I was earning an extra $500 to $1200 a month. Since I couldn't work outside the home, I really had to try and do something from a home office.

SiteBuildIt! is the best resource I've come across to learn HOW to start an e-business and then actually GET it up and running. You're trained on how to build a profitable website, and then you're given the tools to do so. I own three sites, including my http://www.realpeopledontdiet.com, which has really taken off.

If you want to read other successful case studies on SBI!, you can go to this link. No personal info required! ;-)

http://case-studies.sitesell.com/budgetbuild.html