When the economy is less than robust, don’t get discouraged about creating wealth. It’s still a good time for making money. It may take a bit more discipline and creativity but if you’re serious about financial freedom, there are many opportunities out there to create a nice nest egg.

Wealth is a financially savvy mindset as much as a dollar amount. Wealthy people think, act and appreciate the power of their money. Here are ten tips to begin building the mind-set of wealth.

I think back and wonder how my earlier years of struggling to make “friends” with my finances might have been different if I’d had a better childhood understanding of money. If money values are formed in childhood, shouldn’t we be teaching children how to appreciate, respect and enjoy money?

What’s the difference between rich and wealthy? Is it a mind-set, lifestyle or an actual dollar amount? Let’s explore some interesting facts, figures and thoughts about being rich and wealthy.

Many years ago there was a commercial that claimed, “You’ve come a long way baby.” After reading this article, you’ll realize and appreciate that today’s women have truly come a long way toward greater financial independence and freedom. And I’m sure we have many more financial trails to blaze.

The Seattle Times reviewed Barbara Stanny’s book Prince Charming Isn’t Coming and said, “A heart-to-heart talk about the psychological and financial tools women need to take control of their economic destiny.” I agree and that’s why it is our Book Club Selection for July.