Managing Money
Here you’ll find practical real world suggestions for taking control of your money so you won´t feel as if your money is taking control of you.
7 Wealth Building Rules of Money  Whether you choose to save, spend or invest depends largely upon how you view your ability to “handle” these simple rules of money. These seven rules really are quite simple and yet can seem very complex to those who choose not accept them as real-life wealth building truths. 7 Simple Day-To-Day How-Tos For Saving Money  I love a good “how to” list, don’t you? Here’s a list of seven simple ways to save money and come out financially ahead during these challenging economic times. Who doesn’t enjoy saving money? A Moral Checklist For Your Financial Advisor  With all the news regarding the mishandling of funds by financial professionals, it may be time to revisit the criteria we consumers have been using to choose a financial advisor. Here is a “moral” checklist you may want to consider when hiring your next financial professional. Abundance, Wealth and Self Discipline  What is self-discipline? It’s often been defined as being able to positively influence your thoughts and actions to achieve a desired outcome or goal. Does it take self-discipline to accumulate abundance and wealth? You bet it does! Creating Passive Income  Passive income can be a viable source of ongoing income. As with anything, it takes knowledge, commitment and a learning curve to understand how passive income can become one of your multiple streams of income. Let’s take a look at four examples of passive income. Credit In Your Name  As women, financial self-reliance is not only important but a necessity. Statistically, we women have a pretty good chance that we’ll be totally responsible for taking care of ourselves at some time or another during our adult lives. Shouldn’t we be financially prepared? Do You Worry About Money  It’s been said when it comes to money there are two types of people in this world – those who worry about money and those who don’t. If surveys are correct, somewhere around 95 percent of us worry about money. So what can we do to stop the worrying and find some peace? Here are a few suggestions. Financially Ready For Retirement  Women live longer than men. This means we’ll need more money for our “golden years.” Most women are not prepared for the financial facts of retirement. What’s it going to take to make sure we can live comfortably in our 70’s, 80’s, 90's and beyond? Here’s a look at some typical retirement facts. Getting Serious About Wealth Building  I read that the average working man or woman in the United States will have more than $1 million of earned income slip through their hands during their career years. This isn’t including interest on investments, the appreciation of their home and other forms of passive income. That’s an eye-opener! Manage Your Time - Manage Your Money  I recently read a Bureau of Labor statistic that said, on average we spend twenty-two hours a year reading, sorting and paying bills. That's a big chunk of our valuable time! Here are a few suggestions for some time efficient ways to help deal with day-to-day money management. Money Basics For Life After Divorce  Divorce can be devastating in so many ways - emotionally, physically and financially. It’s the monetary affect that many women worry about most. Learn a few basic steps that will take you toward establishing financial independence. Tax Rebates Can Make You Money  Many Americans will be receiving Tax Stimulus Rebates this spring. Your Tax Rebate is an excellent wealth-building opportunity to save, invest and maybe even make some extra money. Let's look at some wealth-building suggestions for that rebate money. Understanding Finance Charges  An educated consumer is a consumer who can and will make wise decisions. When it comes to credit card finance charges the more education the better. Here are a few terms you’ll want to understand. The more you know, the better you can handle your credit cards. Words Of Money Management  Have you ever read an article, credit card application or a bank statement and noticed that some of the words seem written in a foreign language? Here’s a quick reference to some basic financial terms.
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