Living Frugally or Under Earning?With all its wholesome goodness, living a frugal lifestyle can sometimes mask a deeper issue – that of under earning. Even though “living frugally” and “under earning” might look the same on the outside (i.e. living with less), there are very different characteristics at play underneath the surface. Facing Facts About DebtUnsecured debt is insidious – it creeps up on a lot of people, a little here, and a little there. Human nature being what it is, we tell ourselves we can “handle it” and we “know what we’re doing.” But how much debt is too much to handle? Do You Have A Vision Statement?In business, a vision statement is a statement of a company's inspiration and values. It answers the question, "Where do we want to go?" But you don't have to be a business owner to have one. Why not create your own personal vision statement? Do I Need An Estate Plan?Just as with all things “Mars/Venus,” a woman’s estate planning needs are much different than a man’s – all the more reason to take charge of your own financial future.
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