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Living Frugally or Under Earning?
With all its wholesome goodness, living a frugal lifestyle can sometimes mask a deeper issue – that of under earning. Even though “living frugally” and “under earning” might look the same on the outside (i.e. living with less), there are very different characteristics at play underneath the surface.

http://www.bellaonline.com/articles/art29726.asp

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