My point of view about health insurance is not a popular one. In fact, it’s a very unpopular one. I believe that having health insurance causes more health problems than it helps.
In the first place, it’s not “health” insurance. That’s just the name under which it’s marketed. It should really be called “sickness” insurance, because that’s what it is.
To insure the best of all possible health, people know what to do. Why don’t they do it? Usually because they don’t feel like eating right, exercising daily and managing their life and thoughts in a way that promotes good health. However, following healthy lifestyle guidelines gives a person the best possible health insurance.
So, what is it that I think is wrong with having “sickness” insurance? There are several things that come to mind.
- People often take jobs they hate just because of the insurance “benefits.” They become chained to a distasteful daily existence and sentenced to forty hours of miserable weekly slavery, so that they can be covered if something should ever go wrong. What kind of life is that? With this kind of self-induced suffering, a person is certainly much more inclined to get sick.
- When people have “health benefits,” they often feel they need to make use of their insurance - especially if the boss is footing part of the bill. Just because it’s “free,” many people choose unnecessary or risky medical procedures, medications or surgeries, many of which can have long-term negative side effects. Often the problem could be easily handled through healthy practices, visualization or stress management.
- Going to the doctor can make things worse. (Now stick with me here, because I know this is not what we’ve been taught.) Once a disease label is put on some minor irregularity, your mind can run amuck and make Mount Everest out of a miniature molehill. Nothing much speeds things up in a downhill direction like a negative medical diagnosis.
- And last but not least, having insurance causes a lack of taking personal responsibility for one’s own health. Even though a person may not think this consciously, they often subconsciously believe – “Oh, I can do whatever I want (be a junk food junky, couch potato, stinkin’ thinker) and if there’s a problem, I’ll just use my insurance to have it poisoned out (drugs), burned out (chemotherapy) or cut out (surgery).
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