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P2P Lending Advantages
Peer-to-peer lending, also known as P2P, involves lending money to individuals directly. An online website dedicated to P2P lending is used. Are you aware of the advantages of lending to your peers?
What is P2P Lending?
P2P lending, also known as peer-to-peer lending, is lending money directly to an individual. P2P lending bypasses banks in the lender to borrower transaction. It allows lenders to gain higher interest rates on the loans they initiate.
Lower Your Investing Expectations
For years we have been told that stocks average 9-10% a year. Bonds are supposed to average 5% a year. Continued weakness in the economy and historically low interest rates raises the question of whether these averages will hold true for the future.
Alternative Investments for the Small Investor
Much has been made of investing in alternative investments lately. More alternatives have become available to the average investor. Many still are the domain of well-heeled investors. Do you know your options?
Rental Properties Book Review
Have you been thinking of investing in real estate? Perhaps planning to become a landlord? Then you will want to read Idiotís Guides: Making Money with Rental Properties by Kimberly Smith and Lisa Iannucci.
Liquid or Illiquid Assets
One term used in investing is liquidity. Investments are referred to as liquid if they can be easily converted to cash. Do you know which investments are liquid or illiquid?
What are Alternative Investments?
Stocks, bonds, and cash are considered main stream investments. Alternatives encompass investment assets or methods other than stocks, bonds, and cash. Many alternatives are available for investment. Do you know what they are?
Choosing a Broker
A broker or brokerage firm is needed if you choose to invest in individual stocks or exchange-traded funds. There are many brokerages from which to choose. It is important to consider what you need from your broker to determine which one to choose.
Investments and Tax Season
Tax season is upon us. Earnings from taxable investments need to be reported to the Internal Revenue Service. Getting your investment papers gathered and organized is one of the critical first steps.
Are You Ready to Retire?
What is the question most people ask themselves prior to retiring? The answer: Am I financially ready? There are several things an investor can do to answer this question.
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